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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.10+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $82,951 |
ANCORA ADVISORS7 years Filed as: ANCORA FAMILY WEALTH ADVISORS Service code 26 · EIN 41-2071875 | Advisory (Participants) | $62,398 |
Filed as: CBIZ INVESTMENT ADVISORY SERVI Service code 28 · EIN 81-3968784 | Investment Management | $40,255 |
MAI CAPITAL MANAGEMENT, LLC2 years Filed as: MAI CAPITAL MANAGEMENT LLC Service code 26 · EIN 61-1495162 | Advisory (Participants) | $6,750 |
JPS FINANCIAL LLC1 year Service code 26 · EIN 13-4269811 | Advisory (Participants) | $5,316 |
CHARLES SCHWAB & CO., INC.10+ years Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Securitie... | $570 |
Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,138 | $106,264+202.2% | $147,117+118.3% | $77,762+313.0% |
| Participation rate | 98.7% | 78.4%+20.3pp | 82.2%+16.5pp | 70.6%+28.1pp |
| Annual return | 10.68% | 56.94%-46.3pp | 420.54%-409.9pp | 31.27%-20.6pp |
| Employer contribution / active EE | $13,950 | $4,074+242.4% | $4,932+182.8% | $2,728+411.4% |
| Participant deferral / active EE | $14,362 | $8,003+79.4% | $8,065+78.1% | $4,651+208.8% |
| Admin fee / account holder | $493 | $334+47.4% | $12,993-96.2% | $433+13.9% |