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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,967 | $106,524-5.2% | $152,301-33.7% | $87,485+15.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 18.85% | 26.89%-8.0pp | 80.50%-61.7pp | 26.06%-7.2pp |
| Employer contribution / active EE | $1,448 | $3,371-57.0% | $4,624-68.7% | $2,596-44.2% |
| Participant deferral / active EE | $1,838 | $6,525-71.8% | $8,004-77.0% | $4,274-57.0% |
| Admin fee / account holder | $4,864 | $8,287-41.3% | $14,398-66.2% | $7,775-37.4% |