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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,505 | $185,312-38.7% | $161,489-29.7% | $154,746-26.7% |
| Participation rate | 62.5% | 82.5%-20.0pp | 78.7%-16.2pp | 80.7%-18.2pp |
| Annual return | 18.96% | 103.84%-84.9pp | 89.72%-70.8pp | 172.34%-153.4pp |
| Employer contribution / active EE | $1,911 | $4,769-59.9% | $4,268-55.2% | $4,379-56.4% |
| Participant deferral / active EE | $5,064 | $6,350-20.2% | $5,630-10.0% | $6,730-24.8% |
| Admin fee / account holder | $1,748 | $18,654-90.6% | $16,006-89.1% | $14,365-87.8% |