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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,505 | $227,399-50.1% | $189,758-40.2% | $198,609-42.8% |
| Participation rate | 62.5% | 84.0%-21.5pp | 79.8%-17.3pp | 82.4%-19.9pp |
| Annual return | 18.96% | 61.03%-42.1pp | 52.62%-33.7pp | 202.70%-183.7pp |
| Employer contribution / active EE | $1,911 | $5,526-65.4% | $4,767-59.9% | $5,055-62.2% |
| Participant deferral / active EE | $5,064 | $6,837-25.9% | $5,856-13.5% | $6,977-27.4% |
| Admin fee / account holder | $1,748 | $25,162-93.1% | $20,388-91.4% | $19,030-90.8% |