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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,377 | $183,539+28.8% | $155,556+52.0% | $145,897+62.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 6.93% | 61.31%-54.4pp | 64.84%-57.9pp | 552.29%-545.4pp |
| Employer contribution / active EE | $6,900 | $5,315+29.8% | $4,675+47.6% | $4,663+48.0% |
| Participant deferral / active EE | $8,861 | $6,467+37.0% | $5,631+57.4% | $6,689+32.5% |
| Admin fee / account holder | $96,639 | $19,275+401.4% | $15,885+508.4% | $13,390+621.7% |