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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,215 | $208,088-26.9% | $186,193-18.2% | $154,746-1.6% |
| Participation rate | 66.7% | 80.0%-13.3pp | 77.1%-10.4pp | 80.7%-14.0pp |
| Annual return | 18.31% | 89.97%-71.7pp | 78.03%-59.7pp | 172.34%-154.0pp |
| Employer contribution / active EE | $11,919 | $4,340+174.6% | $3,918+204.2% | $4,379+172.2% |
| Participant deferral / active EE | $8,284 | $7,078+17.0% | $6,513+27.2% | $6,730+23.1% |
| Admin fee / account holder | $242 | $11,698-97.9% | $11,058-97.8% | $14,365-98.3% |