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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,476 | $185,312-59.8% | $161,489-53.9% | $154,746-51.9% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.7%+1.3pp | 80.7%-0.7pp |
| Annual return | 5.21% | 103.84%-98.6pp | 89.72%-84.5pp | 172.34%-167.1pp |
| Employer contribution / active EE | $3,257 | $4,769-31.7% | $4,268-23.7% | $4,379-25.6% |
| Participant deferral / active EE | $0 | $6,350-100.0% | $5,630-100.0% | $6,730-100.0% |
| Admin fee / account holder | $520 | $18,654-97.2% | $16,006-96.8% | $14,365-96.4% |