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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,631 | $81,504+2.6% | $102,437-18.4% | $80,959+3.3% |
| Participation rate | 53.8% | 66.9%-13.0pp | 74.5%-20.7pp | 67.7%-13.8pp |
| Annual return | 12.36% | 25.60%-13.2pp | 24.95%-12.6pp | 35.67%-23.3pp |
| Employer contribution / active EE | $1,834 | $3,104-40.9% | $3,871-52.6% | $2,757-33.5% |
| Participant deferral / active EE | $3,272 | $3,871-15.5% | $5,060-35.3% | $4,300-23.9% |
| Admin fee / account holder | $15 | $6,719-99.8% | $8,388-99.8% | $6,925-99.8% |