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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,564 | $166,268-52.7% | $165,100-52.4% | $145,897-46.2% |
| Participation rate | 58.3% | 82.0%-23.7pp | 78.6%-20.3pp | 80.3%-22.0pp |
| Annual return | 16.30% | 100.52%-84.2pp | 70.21%-53.9pp | 552.29%-536.0pp |
| Employer contribution / active EE | $1,827 | $5,284-65.4% | $4,348-58.0% | $4,663-60.8% |
| Participant deferral / active EE | $4,013 | $6,964-42.4% | $6,035-33.5% | $6,689-40.0% |
| Admin fee / account holder | $2,269 | $16,659-86.4% | $12,696-82.1% | $13,390-83.1% |