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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,584 | $174,379-7.3% | $152,093+6.2% | $138,895+16.3% |
| Participation rate | 77.8% | 81.6%-3.9pp | 77.8%0pp | 79.9%-2.1pp |
| Annual return | 28.31% | 74.86%-46.5pp | 66.36%-38.0pp | 145.39%-117.1pp |
| Employer contribution / active EE | $1,113 | $4,652-76.1% | $4,175-73.3% | $4,194-73.5% |
| Participant deferral / active EE | $7,639 | $6,159+24.0% | $5,451+40.1% | $6,396+19.4% |
| Admin fee / account holder | $3,988 | $16,880-76.4% | $14,497-72.5% | $12,562-68.3% |