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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,518 | $183,539-59.9% | $155,556-52.7% | $145,897-49.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.32% | 61.31%-51.0pp | 64.84%-54.5pp | 552.29%-542.0pp |
| Employer contribution / active EE | $2,002 | $5,315-62.3% | $4,675-57.2% | $4,663-57.1% |
| Participant deferral / active EE | $4,486 | $6,467-30.6% | $5,631-20.3% | $6,689-32.9% |
| Admin fee / account holder | $1,742 | $19,275-91.0% | $15,885-89.0% | $13,390-87.0% |