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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,132 | $196,972-10.6% | $182,262-3.4% | $198,609-11.3% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | -1.44% | 158.27%-159.7pp | 140.60%-142.0pp | 202.70%-204.1pp |
| Employer contribution / active EE | $29,000 | $5,364+440.7% | $5,046+474.7% | $5,055+473.6% |
| Participant deferral / active EE | $34,625 | $8,643+300.6% | $8,276+318.4% | $6,977+396.3% |
| Admin fee / account holder | $633 | $18,429-96.6% | $16,712-96.2% | $19,030-96.7% |