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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,132 | $162,136+8.6% | $152,301+15.6% | $154,746+13.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | -1.44% | 91.02%-92.5pp | 80.50%-81.9pp | 172.34%-173.8pp |
| Employer contribution / active EE | $29,000 | $4,890+493.0% | $4,624+527.1% | $4,379+562.2% |
| Participant deferral / active EE | $34,625 | $8,341+315.1% | $8,004+332.6% | $6,730+414.5% |
| Admin fee / account holder | $633 | $15,759-96.0% | $14,398-95.6% | $14,365-95.6% |