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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,597 | $100,203+24.3% | $85,240+46.2% | $145,897-14.6% |
| Participation rate | 30.8% | 74.1%-43.3pp | 67.5%-36.8pp | 80.3%-49.5pp |
| Annual return | 7.10% | 84.28%-77.2pp | 66.75%-59.7pp | 552.29%-545.2pp |
| Employer contribution / active EE | $2,769 | $3,242-14.6% | $2,735+1.2% | $4,663-40.6% |
| Participant deferral / active EE | $4,638 | $5,299-12.5% | $4,527+2.4% | $6,689-30.7% |
| Admin fee / account holder | $21 | $7,265-99.7% | $6,165-99.7% | $13,390-99.8% |