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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,592 | $63,773-67.7% | $81,286-74.7% | $80,925-74.6% |
| Participation rate | 86.0% | 63.9%+22.1pp | 69.5%+16.5pp | 67.7%+18.4pp |
| Annual return | 6.92% | 16.37%-9.4pp | 24.80%-17.9pp | 35.65%-28.7pp |
| Employer contribution / active EE | $1,445 | $1,979-27.0% | $2,463-41.3% | $2,756-47.6% |
| Participant deferral / active EE | $1,931 | $3,093-37.6% | $3,883-50.3% | $4,299-55.1% |
| Admin fee / account holder | $4,444 | $5,682-21.8% | $5,764-22.9% | $6,940-36.0% |