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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,971 | $81,504-64.5% | $102,437-71.7% | $80,959-64.2% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 13.86% | 25.60%-11.7pp | 24.95%-11.1pp | 35.67%-21.8pp |
| Employer contribution / active EE | $3,180 | $3,104+2.4% | $3,871-17.9% | $2,757+15.3% |
| Participant deferral / active EE | $4,818 | $3,871+24.5% | $5,060-4.8% | $4,300+12.0% |
| Admin fee / account holder | $12,111 | $6,719+80.2% | $8,388+44.4% | $6,925+74.9% |