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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,971 | $81,446-64.4% | $103,374-72.0% | $80,874-64.2% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.6%+32.4pp |
| Annual return | 13.86% | 25.57%-11.7pp | 24.89%-11.0pp | 35.62%-21.8pp |
| Employer contribution / active EE | $3,180 | $3,107+2.3% | $3,869-17.8% | $2,756+15.4% |
| Participant deferral / active EE | $4,818 | $3,870+24.5% | $5,058-4.7% | $4,297+12.1% |
| Admin fee / account holder | $12,111 | $6,715+80.4% | $8,394+44.3% | $6,935+74.6% |