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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,785 | $183,539+26.8% | $155,556+49.6% | $145,897+59.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.59% | 61.31%-46.7pp | 64.84%-50.2pp | 552.29%-537.7pp |
| Employer contribution / active EE | $8,969 | $5,315+68.7% | $4,675+91.8% | $4,663+92.4% |
| Participant deferral / active EE | $8,000 | $6,467+23.7% | $5,631+42.1% | $6,689+19.6% |
| Admin fee / account holder | $11,311 | $19,275-41.3% | $15,885-28.8% | $13,390-15.5% |