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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,407 | $68,097+170.8% | $62,929+193.0% | $137,256+34.4% |
| Participation rate | 100.0% | 77.4%+22.6pp | 73.1%+26.9pp | 80.0%+20.0pp |
| Annual return | 18.50% | 1859.11%-1840.6pp | 1063.93%-1045.4pp | 220.34%-201.8pp |
| Employer contribution / active EE | $9,365 | $2,811+233.1% | $2,505+273.9% | $4,156+125.3% |
| Participant deferral / active EE | $21,000 | $4,553+361.3% | $3,888+440.1% | $6,407+227.8% |
| Admin fee / account holder | $950 | $6,521-85.4% | $5,065-81.3% | $12,270-92.3% |