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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $29,249 |
MARCUM LLP3 years Service code 10 · EIN 11-1986323 | Accounting | $20,800 |
MERRIL LYNCH2 years Filed as: MERILL LYNCH Service code 27 · EIN 13-5674085 | Advisory (Plan) | $17,300 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,906 | $102,382+56.2% | $147,005+8.8% | $80,874+97.7% |
| Participation rate | 78.0% | 75.8%+2.2pp | 82.2%-4.1pp | 67.6%+10.4pp |
| Annual return | 12.76% | 134.89%-122.1pp | 418.76%-406.0pp | 35.62%-22.9pp |
| Employer contribution / active EE | $3,797 | $3,715+2.2% | $4,934-23.1% | $2,756+37.8% |
| Participant deferral / active EE | $11,286 | $6,646+69.8% | $8,070+39.9% | $4,297+162.7% |
| Admin fee / account holder | $607 | $7,942-92.4% | $13,006-95.3% | $6,935-91.3% |