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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,225 | $102,385-58.8% | $147,080-71.3% | $80,935-47.8% |
| Participation rate | 57.1% | 75.9%-18.7pp | 82.2%-25.0pp | 67.7%-10.5pp |
| Annual return | 6.78% | 135.09%-128.3pp | 420.17%-413.4pp | 35.66%-28.9pp |
| Employer contribution / active EE | $1,685 | $3,717-54.7% | $4,933-65.9% | $2,757-38.9% |
| Participant deferral / active EE | $6,047 | $6,651-9.1% | $8,066-25.0% | $4,299+40.6% |
| Admin fee / account holder | $236 | $7,951-97.0% | $12,989-98.2% | $6,924-96.6% |