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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $474,638 | $108,942+335.7% | $100,415+372.7% | $145,897+225.3% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 13.34% | 58.27%-44.9pp | 49.47%-36.1pp | 552.29%-538.9pp |
| Employer contribution / active EE | $29,225 | $4,422+560.9% | $3,943+641.2% | $4,663+526.8% |
| Participant deferral / active EE | $5,000 | $8,461-40.9% | $8,091-38.2% | $6,689-25.3% |
| Admin fee / account holder | $1,549 | $9,702-84.0% | $7,906-80.4% | $13,390-88.4% |