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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,361 | $160,070+23.3% | $147,117+34.2% | $145,897+35.3% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 16.94% | 98.69%-81.7pp | 420.54%-403.6pp | 552.29%-535.3pp |
| Employer contribution / active EE | $10,576 | $5,285+100.1% | $4,932+114.4% | $4,663+126.8% |
| Participant deferral / active EE | $16,635 | $8,419+97.6% | $8,065+106.3% | $6,689+148.7% |
| Admin fee / account holder | $47,220 | $15,035+214.1% | $12,993+263.4% | $13,390+252.6% |