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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,361 | $160,040+23.3% | $147,096+34.2% | $145,877+35.3% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 16.94% | 98.49%-81.6pp | 419.75%-402.8pp | 551.28%-534.3pp |
| Employer contribution / active EE | $10,576 | $5,289+99.9% | $4,936+114.3% | $4,663+126.8% |
| Participant deferral / active EE | $16,635 | $8,429+97.4% | $8,071+106.1% | $6,691+148.6% |
| Admin fee / account holder | $47,220 | $15,050+213.8% | $13,005+263.1% | $13,402+252.3% |