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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,485 | $129,737-84.2% | $119,126-82.8% | $154,746-86.8% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 21.32% | 379.08%-357.8pp | 282.11%-260.8pp | 172.34%-151.0pp |
| Employer contribution / active EE | $1,281 | $4,375-70.7% | $4,034-68.2% | $4,379-70.7% |
| Participant deferral / active EE | $3,089 | $5,842-47.1% | $5,318-41.9% | $6,730-54.1% |
| Admin fee / account holder | $2,550 | $11,961-78.7% | $10,693-76.2% | $14,365-82.3% |