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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,844 | $100,073+112.7% | $85,126+150.0% | $145,877+45.9% |
| Participation rate | 70.0% | 74.1%-4.1pp | 67.5%+2.5pp | 80.3%-10.3pp |
| Annual return | 17.55% | 84.11%-66.6pp | 66.63%-49.1pp | 551.28%-533.7pp |
| Employer contribution / active EE | $2,665 | $3,236-17.6% | $2,731-2.4% | $4,663-42.8% |
| Participant deferral / active EE | $7,987 | $5,294+50.9% | $4,523+76.6% | $6,691+19.4% |
| Admin fee / account holder | $2,074 | $7,261-71.4% | $6,160-66.3% | $13,402-84.5% |