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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,844 | $100,139+112.5% | $85,187+149.9% | $145,884+45.9% |
| Participation rate | 70.0% | 74.1%-4.1pp | 67.5%+2.5pp | 80.3%-10.3pp |
| Annual return | 17.55% | 84.15%-66.6pp | 66.67%-49.1pp | 551.85%-534.3pp |
| Employer contribution / active EE | $2,665 | $3,238-17.7% | $2,732-2.5% | $4,662-42.8% |
| Participant deferral / active EE | $7,987 | $5,296+50.8% | $4,525+76.5% | $6,690+19.4% |
| Admin fee / account holder | $2,074 | $7,262-71.4% | $6,162-66.3% | $13,392-84.5% |