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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,844 | $99,921+113.0% | $85,009+150.4% | $145,959+45.8% |
| Participation rate | 70.0% | 74.1%-4.1pp | 67.5%+2.5pp | 80.3%-10.3pp |
| Annual return | 17.55% | 83.89%-66.3pp | 66.47%-48.9pp | 561.95%-544.4pp |
| Employer contribution / active EE | $2,665 | $3,233-17.6% | $2,728-2.3% | $4,661-42.8% |
| Participant deferral / active EE | $7,987 | $5,293+50.9% | $4,522+76.6% | $6,689+19.4% |
| Admin fee / account holder | $2,074 | $7,252-71.4% | $6,153-66.3% | $13,398-84.5% |