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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,639 | $81,358-53.7% | $155,556-75.8% | $80,959-53.5% |
| Participation rate | 96.9% | 66.3%+30.6pp | 78.2%+18.7pp | 67.7%+29.2pp |
| Annual return | 12.65% | 33.39%-20.7pp | 64.84%-52.2pp | 35.67%-23.0pp |
| Employer contribution / active EE | $2,894 | $3,106-6.8% | $4,675-38.1% | $2,757+5.0% |
| Participant deferral / active EE | $3,426 | $3,455-0.9% | $5,631-39.2% | $4,300-20.3% |
| Admin fee / account holder | $446 | $7,994-94.4% | $15,885-97.2% | $6,925-93.6% |