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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,347 | $185,312+14.0% | $161,489+30.9% | $154,746+36.6% |
| Participation rate | 60.0% | 82.5%-22.5pp | 78.7%-18.7pp | 80.7%-20.7pp |
| Annual return | 13.06% | 103.84%-90.8pp | 89.72%-76.7pp | 172.34%-159.3pp |
| Employer contribution / active EE | $2,826 | $4,769-40.8% | $4,268-33.8% | $4,379-35.5% |
| Participant deferral / active EE | $8,280 | $6,350+30.4% | $5,630+47.1% | $6,730+23.0% |
| Admin fee / account holder | $2,232 | $18,654-88.0% | $16,006-86.1% | $14,365-84.5% |