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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,566 | $183,539-7.1% | $155,556+9.6% | $145,897+16.9% |
| Participation rate | 54.5% | 82.7%-28.2pp | 78.2%-23.7pp | 80.3%-25.8pp |
| Annual return | 8.92% | 61.31%-52.4pp | 64.84%-55.9pp | 552.29%-543.4pp |
| Employer contribution / active EE | $2,438 | $5,315-54.1% | $4,675-47.8% | $4,663-47.7% |
| Participant deferral / active EE | $6,724 | $6,467+4.0% | $5,631+19.4% | $6,689+0.5% |
| Admin fee / account holder | $6,529 | $19,275-66.1% | $15,885-58.9% | $13,390-51.2% |