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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,396 | $81,233-31.8% | $155,567-64.4% | $80,874-31.5% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 14.81% | 33.33%-18.5pp | 64.74%-49.9pp | 35.62%-20.8pp |
| Employer contribution / active EE | $2,673 | $3,101-13.8% | $4,674-42.8% | $2,756-3.0% |
| Participant deferral / active EE | $5,068 | $3,452+46.8% | $5,628-9.9% | $4,297+17.9% |
| Admin fee / account holder | $3,219 | $7,998-59.8% | $15,916-79.8% | $6,935-53.6% |