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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,842 | $76,519-96.3% | $56,025-94.9% | $145,897-98.1% |
| Participation rate | 26.3% | 63.2%-36.9pp | 52.5%-26.2pp | 80.3%-54.0pp |
| Annual return | 13.29% | 3017.03%-3003.7pp | 1712.69%-1699.4pp | 552.29%-539.0pp |
| Employer contribution / active EE | $0 | $1,383-100.0% | $1,042-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $460 | $2,624-82.5% | $1,955-76.5% | $6,689-93.1% |
| Admin fee / account holder | $475 | $3,331-85.8% | $2,828-83.2% | $13,390-96.5% |