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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,587 | $71,197-31.8% | $93,669-48.1% | $80,925-40.0% |
| Participation rate | 70.2% | 60.4%+9.8pp | 68.7%+1.5pp | 67.7%+2.6pp |
| Annual return | 8.29% | 11.27%-3.0pp | 133.59%-125.3pp | 35.65%-27.4pp |
| Employer contribution / active EE | $0 | $1,565-100.0% | $2,424-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $2,242 | $4,036-44.5% | $4,416-49.2% | $4,299-47.9% |
| Admin fee / account holder | $20,878 | $6,959+200.0% | $8,291+151.8% | $6,940+200.8% |