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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,366 | $111,830+250.0% | $93,696+317.7% | $145,884+168.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 25.03% | 204.08%-179.1pp | 133.74%-108.7pp | 551.85%-526.8pp |
| Employer contribution / active EE | $1,673 | $3,093-45.9% | $2,422-30.9% | $4,662-64.1% |
| Participant deferral / active EE | $17,952 | $4,920+264.9% | $4,417+306.5% | $6,690+168.4% |
| Admin fee / account holder | $3,641 | $10,249-64.5% | $8,287-56.1% | $13,392-72.8% |