Retirement plan

ORTHOPEDIC & SPORTS INSTITUTE OF THE FOX VALLEY SC 401(K) PROFIT SHARING PLAN

Name: ORTHOPEDIC & SPORTS INSTITUTE OF THE FOX VALLEY SC - ORTHOPEDIC & SPORTS INSTITUTE OF THE FOX VALLEY SC 401(K) PROFIT SHARING PLAN (2024) Form 5500
Creator: ORTHOPEDIC & SPORTS INSTITUTE OF THE FOX VALLEY SC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ORTHOPEDIC & SPORTS INSTITUTE OF THE FOX VALLEY SC 401(K) PROFIT SHARING PLAN, ORTHOPEDIC & SPORTS INSTITUTE OF THE FOX VALLEY SC

ORTHOPEDIC & SPORTS INSTITUTE OF THE FOX VALLEY SCEIN 16-1625172Plan #001PY 2024

2105 E. ENTERPRISE AVENUE, SUITE 112 - APPLETON, WI 549137862920-560-1000osifv.comLinkedIn51-200 employeesmedical practice

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$25.5M

+17.0% from 2023

Total participants

142

+1.4% from 2023

Average account balance

$179,464

+14.5% from 2023

Annual return

15.44%

-7.49 pp from 2023

Benchmarks

See 21,762 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort21,762 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$25.48M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$179K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

142

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.07M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$14K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.44%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$659

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
NORTH STAR ASSET MANAGEMENT, INC.3 years Service code 28 · EIN 39-1849892	Investment Management	$53,059
CLIFTONLARSONALLEN LLP3 years Filed as: CLIFTONLARSONALLEN WEALTH ADVISORS Service code 26 · EIN 41-0746749	Advisory (Participants)	$23,601
AMERICAN REALTY ADVISORS3 years Filed as: AMERICAN TRUST COMPANY Service code 15 · EIN 62-0951563	Recordkeeping	$6,957
ASCENSUS LLC3 years Filed as: MAP RETIREMENT USA LLC Service code 15 · EIN 86-3678481	Recordkeeping	$1,600

Plan features & details

Pension benefit codes2E2F2G2J2K2R3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$94K

$1248 / participant

Recordkeeping$9K9.1%
Investment mgmt$85K90.9%

% of EOY assets

0.367%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: BOYUM & BARENSCHEER PLLP
Auditor EIN: 416192096
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$179,464

$81,233+120.9%

$155,567+15.4%

$80,874+121.9%

Participation rate

100.0%

66.2%+33.8pp

78.2%+21.8pp

67.6%+32.4pp

Annual return

15.44%

33.33%-17.9pp

64.74%-49.3pp

35.62%-20.2pp

Employer contribution / active EE

$7,447

$3,101+140.2%

$4,674+59.3%

$2,756+170.3%

Participant deferral / active EE

$6,797

$3,452+96.9%

$5,628+20.8%

$4,297+58.2%

Admin fee / account holder

$659

$7,998-91.8%

$15,916-95.9%

$6,935-90.5%

Provider

Service type

Compensation

NORTH STAR ASSET MANAGEMENT, INC.3 years

Service code 28 · EIN 39-1849892

Investment Management

$53,059

CLIFTONLARSONALLEN LLP3 years

Filed as: CLIFTONLARSONALLEN WEALTH ADVISORS

Service code 26 · EIN 41-0746749

Advisory (Participants)

$23,601

AMERICAN REALTY ADVISORS3 years

Filed as: AMERICAN TRUST COMPANY

Service code 15 · EIN 62-0951563

Recordkeeping

$6,957

ASCENSUS LLC3 years

Filed as: MAP RETIREMENT USA LLC

Service code 15 · EIN 86-3678481

Recordkeeping

$1,600

ORTHOPEDIC & SPORTS INSTITUTE OF THE FOX VALLEY SC 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ORTHOPEDIC & SPORTS INSTITUTE OF THE FOX VALLEY SC 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion