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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,261 | $117,846+17.3% | $102,434+35.0% | $145,884-5.2% |
| Participation rate | 89.5% | 78.6%+10.9pp | 76.5%+13.0pp | 80.3%+9.2pp |
| Annual return | 12.16% | 31.90%-19.7pp | 29.46%-17.3pp | 551.85%-539.7pp |
| Employer contribution / active EE | $2,579 | $3,615-28.7% | $3,023-14.7% | $4,662-44.7% |
| Participant deferral / active EE | $6,828 | $5,733+19.1% | $5,055+35.1% | $6,690+2.1% |
| Admin fee / account holder | $1,551 | $13,356-88.4% | $9,462-83.6% | $13,392-88.4% |