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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,613 | $106,749-70.4% | $145,433-78.3% | $82,448-61.7% |
| Participation rate | 96.9% | 75.6%+21.2pp | 82.1%+14.8pp | 68.1%+28.8pp |
| Annual return | 56.06% | 27.59%+28.5pp | 66.58%-10.5pp | 41.64%+14.4pp |
| Employer contribution / active EE | $2,089 | $3,444-39.4% | $4,554-54.1% | $2,551-18.1% |
| Participant deferral / active EE | $5,466 | $6,519-16.1% | $7,897-30.8% | $4,139+32.1% |
| Admin fee / account holder | $2,114 | $8,390-74.8% | $13,129-83.9% | $7,234-70.8% |