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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,613 | $106,524-70.3% | $152,301-79.2% | $87,485-63.9% |
| Participation rate | 96.9% | 75.8%+21.1pp | 82.4%+14.4pp | 68.9%+27.9pp |
| Annual return | 56.06% | 26.89%+29.2pp | 80.50%-24.4pp | 26.06%+30.0pp |
| Employer contribution / active EE | $2,089 | $3,371-38.0% | $4,624-54.8% | $2,596-19.6% |
| Participant deferral / active EE | $5,466 | $6,525-16.2% | $8,004-31.7% | $4,274+27.9% |
| Admin fee / account holder | $2,114 | $8,287-74.5% | $14,398-85.3% | $7,775-72.8% |