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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,194 | $82,979-64.8% | $102,412-71.5% | $77,736-62.4% |
| Participation rate | 88.8% | 71.5%+17.3pp | 74.5%+14.3pp | 70.6%+18.3pp |
| Annual return | 18.64% | 19.11%-0.5pp | 24.94%-6.3pp | 31.26%-12.6pp |
| Employer contribution / active EE | $3,606 | $3,554+1.5% | $3,870-6.8% | $2,728+32.2% |
| Participant deferral / active EE | $5,387 | $4,109+31.1% | $5,060+6.5% | $4,651+15.8% |
| Admin fee / account holder | $34 | $639-94.7% | $8,388-99.6% | $433-92.2% |