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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,143 | $166,268-87.9% | $165,100-87.8% | $145,897-86.2% |
| Participation rate | 84.2% | 82.0%+2.2pp | 78.6%+5.6pp | 80.3%+3.9pp |
| Annual return | 6.95% | 100.52%-93.6pp | 70.21%-63.3pp | 552.29%-545.3pp |
| Employer contribution / active EE | $2,036 | $5,284-61.5% | $4,348-53.2% | $4,663-56.3% |
| Participant deferral / active EE | $3,595 | $6,964-48.4% | $6,035-40.4% | $6,689-46.3% |
| Admin fee / account holder | $563 | $16,659-96.6% | $12,696-95.6% | $13,390-95.8% |