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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,573 | $110,137+1.3% | $161,149-30.8% | $82,637+35.0% |
| Participation rate | 93.6% | 72.4%+21.3pp | 78.8%+14.8pp | 68.1%+25.6pp |
| Annual return | 19.03% | 20.69%-1.7pp | 21.16%-2.1pp | 53.51%-34.5pp |
| Employer contribution / active EE | $8,074 | $2,856+182.7% | $4,360+85.2% | $2,552+216.4% |
| Participant deferral / active EE | $6,159 | $4,575+34.6% | $6,153+0.1% | $4,126+49.3% |
| Admin fee / account holder | $6,310 | $9,467-33.3% | $15,194-58.5% | $7,339-14.0% |