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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,620 | $115,225+138.3% | $100,712+172.7% | $138,895+97.7% |
| Participation rate | 80.0% | 74.3%+5.7pp | 69.3%+10.7pp | 79.9%+0.1pp |
| Annual return | 12.23% | 40.35%-28.1pp | 33.27%-21.0pp | 145.39%-133.2pp |
| Employer contribution / active EE | $0 | $2,771-100.0% | $2,313-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $2,586 | $4,699-45.0% | $4,085-36.7% | $6,396-59.6% |
| Admin fee / account holder | $40,732 | $10,844+275.6% | $9,256+340.0% | $12,562+224.2% |