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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,289 | $102,385-7.9% | $147,080-35.9% | $80,935+16.5% |
| Participation rate | 71.1% | 75.9%-4.8pp | 82.2%-11.1pp | 67.7%+3.4pp |
| Annual return | 24.79% | 135.09%-110.3pp | 420.17%-395.4pp | 35.66%-10.9pp |
| Employer contribution / active EE | $483 | $3,717-87.0% | $4,933-90.2% | $2,757-82.5% |
| Participant deferral / active EE | $3,347 | $6,651-49.7% | $8,066-58.5% | $4,299-22.2% |
| Admin fee / account holder | $2,822 | $7,951-64.5% | $12,989-78.3% | $6,924-59.2% |