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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,162 | $209,336+12.8% | $197,124+19.8% | $137,256+72.1% |
| Participation rate | 75.0% | 87.3%-12.3pp | 86.7%-11.7pp | 80.0%-5.0pp |
| Annual return | 12.39% | 48.09%-35.7pp | 44.34%-32.0pp | 220.34%-208.0pp |
| Employer contribution / active EE | $12,834 | $6,591+94.7% | $6,227+106.1% | $4,156+208.8% |
| Participant deferral / active EE | $11,354 | $9,614+18.1% | $9,135+24.3% | $6,407+77.2% |
| Admin fee / account holder | $1,192 | $17,308-93.1% | $16,298-92.7% | $12,270-90.3% |