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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,162 | $223,823+5.5% | $211,142+11.8% | $154,746+52.6% |
| Participation rate | 75.0% | 87.9%-12.9pp | 87.3%-12.3pp | 80.7%-5.7pp |
| Annual return | 12.39% | 50.39%-38.0pp | 46.84%-34.4pp | 172.34%-159.9pp |
| Employer contribution / active EE | $12,834 | $6,787+89.1% | $6,442+99.2% | $4,379+193.1% |
| Participant deferral / active EE | $11,354 | $9,750+16.4% | $9,284+22.3% | $6,730+68.7% |
| Admin fee / account holder | $1,192 | $19,707-94.0% | $19,076-93.7% | $14,365-91.7% |