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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,947 | $160,028-1.9% | $147,080+6.7% | $145,884+7.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.71% | 98.60%-87.9pp | 420.17%-409.5pp | 551.85%-541.1pp |
| Employer contribution / active EE | $3,314 | $5,286-37.3% | $4,933-32.8% | $4,662-28.9% |
| Participant deferral / active EE | $11,671 | $8,422+38.6% | $8,066+44.7% | $6,690+74.5% |
| Admin fee / account holder | $3,689 | $15,030-75.5% | $12,989-71.6% | $13,392-72.5% |