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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $647,324 | $81,358+695.6% | $155,556+316.1% | $80,959+699.6% |
| Participation rate | 98.6% | 66.3%+32.3pp | 78.2%+20.4pp | 67.7%+30.9pp |
| Annual return | 12.22% | 33.39%-21.2pp | 64.84%-52.6pp | 35.67%-23.4pp |
| Employer contribution / active EE | $40,437 | $3,106+1201.7% | $4,675+764.9% | $2,757+1366.6% |
| Participant deferral / active EE | $8,948 | $3,455+159.0% | $5,631+58.9% | $4,300+108.1% |
| Admin fee / account holder | $4,843 | $7,994-39.4% | $15,885-69.5% | $6,925-30.1% |