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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $647,324 | $81,276+696.5% | $155,574+316.1% | $80,925+699.9% |
| Participation rate | 98.6% | 66.2%+32.4pp | 78.2%+20.4pp | 67.7%+31.0pp |
| Annual return | 12.22% | 33.36%-21.1pp | 64.87%-52.6pp | 35.65%-23.4pp |
| Employer contribution / active EE | $40,437 | $3,103+1203.2% | $4,676+764.8% | $2,756+1367.1% |
| Participant deferral / active EE | $8,948 | $3,453+159.1% | $5,629+59.0% | $4,299+108.2% |
| Admin fee / account holder | $4,843 | $7,993-39.4% | $15,914-69.6% | $6,940-30.2% |