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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $647,324 | $81,233+696.9% | $155,567+316.1% | $80,874+700.4% |
| Participation rate | 98.6% | 66.2%+32.4pp | 78.2%+20.4pp | 67.6%+31.0pp |
| Annual return | 12.22% | 33.33%-21.1pp | 64.74%-52.5pp | 35.62%-23.4pp |
| Employer contribution / active EE | $40,437 | $3,101+1204.1% | $4,674+765.1% | $2,756+1367.4% |
| Participant deferral / active EE | $8,948 | $3,452+159.2% | $5,628+59.0% | $4,297+108.2% |
| Admin fee / account holder | $4,843 | $7,998-39.4% | $15,916-69.6% | $6,935-30.2% |