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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,731 | $76,407+128.7% | $150,298+16.3% | $82,448+111.9% |
| Participation rate | 75.6% | 66.4%+9.2pp | 77.8%-2.2pp | 68.1%+7.5pp |
| Annual return | 17.96% | 39.99%-22.0pp | 62.79%-44.8pp | 41.64%-23.7pp |
| Employer contribution / active EE | $4,577 | $2,614+75.1% | $4,154+10.2% | $2,551+79.4% |
| Participant deferral / active EE | $5,256 | $3,214+63.5% | $5,453-3.6% | $4,139+27.0% |
| Admin fee / account holder | $5,746 | $6,352-9.5% | $14,116-59.3% | $7,234-20.6% |