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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $473,680 | $99,053+378.2% | $88,179+437.2% | $138,895+241.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 15.27% | 78.17%-62.9pp | 64.97%-49.7pp | 145.39%-130.1pp |
| Employer contribution / active EE | $9,929 | $2,882+244.5% | $2,549+289.5% | $4,194+136.7% |
| Participant deferral / active EE | $4,576 | $5,225-12.4% | $4,614-0.8% | $6,396-28.5% |
| Admin fee / account holder | $805 | $8,748-90.8% | $7,673-89.5% | $12,562-93.6% |