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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,681 | $90,614+27.7% | $76,089+52.0% | $145,877-20.7% |
| Participation rate | 16.7% | 74.5%-57.8pp | 69.1%-52.4pp | 80.3%-63.6pp |
| Annual return | 19.55% | 623.80%-604.3pp | 360.94%-341.4pp | 551.28%-531.7pp |
| Employer contribution / active EE | $1,297 | $3,324-61.0% | $2,690-51.8% | $4,663-72.2% |
| Participant deferral / active EE | $1,217 | $5,168-76.5% | $4,259-71.4% | $6,691-81.8% |
| Admin fee / account holder | $1,951 | $8,376-76.7% | $6,418-69.6% | $13,402-85.4% |