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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,681 | $90,530+27.8% | $76,030+52.2% | $145,897-20.7% |
| Participation rate | 16.7% | 74.4%-57.8pp | 69.1%-52.4pp | 80.3%-63.6pp |
| Annual return | 19.55% | 625.08%-605.5pp | 361.54%-342.0pp | 552.29%-532.7pp |
| Employer contribution / active EE | $1,297 | $3,319-60.9% | $2,688-51.7% | $4,663-72.2% |
| Participant deferral / active EE | $1,217 | $5,164-76.4% | $4,257-71.4% | $6,689-81.8% |
| Admin fee / account holder | $1,951 | $8,383-76.7% | $6,421-69.6% | $13,390-85.4% |