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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,217 | $36,948-12.8% | $73,658-56.3% | $87,485-63.2% |
| Participation rate | 15.4% | 46.8%-31.4pp | 57.0%-41.7pp | 68.9%-53.5pp |
| Annual return | 15.87% | 28.64%-12.8pp | 29.72%-13.9pp | 26.06%-10.2pp |
| Employer contribution / active EE | $172 | $670-74.3% | $1,032-83.3% | $2,596-93.4% |
| Participant deferral / active EE | $332 | $1,379-75.9% | $2,062-83.9% | $4,274-92.2% |
| Admin fee / account holder | $215 | $2,531-91.5% | $3,357-93.6% | $7,775-97.2% |