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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,342 | $29,736-28.2% | $56,033-61.9% | $80,935-73.6% |
| Participation rate | 24.0% | 41.7%-17.7pp | 52.5%-28.5pp | 67.7%-43.7pp |
| Annual return | 11.85% | 35.28%-23.4pp | 1711.38%-1699.5pp | 35.66%-23.8pp |
| Employer contribution / active EE | $238 | $671-64.6% | $1,041-77.2% | $2,757-91.4% |
| Participant deferral / active EE | $466 | $1,228-62.1% | $1,954-76.2% | $4,299-89.2% |
| Admin fee / account holder | $137 | $2,434-94.4% | $2,827-95.1% | $6,924-98.0% |