Filed January 18, 2026 (most recent of 2 filings on file)
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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 71-0294708 | Advisory (Participants) | $34,306 |
Filed as: STRATEGIC FINANCIAL SERVICES, INC Service code 99 · EIN 16-1334685 | Other Fees | $18,911 |
MORNINGSTAR5 years Service code 27 · EIN 36-3297908 | Advisory (Plan) | $10,630 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,219 | $50,860-26.8% | $155,574-76.1% | $77,714-52.1% |
| Participation rate | 93.1% | 63.1%+30.0pp | 78.2%+14.9pp | 70.6%+22.5pp |
| Annual return | 14.42% | 34.86%-20.4pp | 64.87%-50.4pp | 31.26%-16.8pp |
| Employer contribution / active EE | $2,996 | $1,991+50.5% | $4,676-35.9% | $2,727+9.9% |
| Participant deferral / active EE | $4,633 | $2,825+64.0% | $5,629-17.7% | $4,649-0.3% |
| Admin fee / account holder | $38 | $436-91.2% | $15,914-99.8% | $433-91.1% |