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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,991 | $124,980+72.8% | $108,359+99.3% | $154,746+39.6% |
| Participation rate | 92.9% | 75.2%+17.7pp | 70.1%+22.7pp | 80.7%+12.2pp |
| Annual return | 13.10% | 45.00%-31.9pp | 36.89%-23.8pp | 172.34%-159.2pp |
| Employer contribution / active EE | $2,643 | $2,851-7.3% | $2,399+10.1% | $4,379-39.7% |
| Participant deferral / active EE | $4,267 | $4,743-10.0% | $4,137+3.1% | $6,730-36.6% |
| Admin fee / account holder | $23,960 | $11,502+108.3% | $9,741+146.0% | $14,365+66.8% |