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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,991 | $156,616+37.9% | $133,346+62.0% | $198,609+8.8% |
| Participation rate | 92.9% | 77.7%+15.1pp | 72.8%+20.0pp | 82.4%+10.5pp |
| Annual return | 13.10% | 44.25%-31.2pp | 36.85%-23.8pp | 202.70%-189.6pp |
| Employer contribution / active EE | $2,643 | $3,368-21.5% | $2,853-7.4% | $5,055-47.7% |
| Participant deferral / active EE | $4,267 | $4,920-13.3% | $4,332-1.5% | $6,977-38.8% |
| Admin fee / account holder | $23,960 | $17,468+37.2% | $14,264+68.0% | $19,030+25.9% |