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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,237 | $112,729+136.2% | $98,716+169.7% | $137,256+94.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 16.13% | 38.48%-22.4pp | 31.81%-15.7pp | 220.34%-204.2pp |
| Employer contribution / active EE | $1,512 | $2,725-44.5% | $2,279-33.6% | $4,156-63.6% |
| Participant deferral / active EE | $11,174 | $4,640+140.8% | $4,048+176.1% | $6,407+74.4% |
| Admin fee / account holder | $10,326 | $10,129+1.9% | $8,703+18.6% | $12,270-15.8% |