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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,930 | $97,125+16.3% | $86,233+31.0% | $137,256-17.7% |
| Participation rate | 30.0% | 74.2%-44.2pp | 69.0%-39.0pp | 80.0%-50.0pp |
| Annual return | 14.89% | 74.19%-59.3pp | 61.39%-46.5pp | 220.34%-205.4pp |
| Employer contribution / active EE | $1,422 | $2,841-49.9% | $2,504-43.2% | $4,156-65.8% |
| Participant deferral / active EE | $2,625 | $5,180-49.3% | $4,559-42.4% | $6,407-59.0% |
| Admin fee / account holder | $15,399 | $9,725+58.4% | $8,342+84.6% | $12,270+25.5% |