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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,469 | $114,119+71.3% | $107,187+82.4% | $138,895+40.7% |
| Participation rate | 89.5% | 78.1%+11.4pp | 75.0%+14.5pp | 79.9%+9.6pp |
| Annual return | 8.57% | 273.21%-264.6pp | 204.55%-196.0pp | 145.39%-136.8pp |
| Employer contribution / active EE | $4,457 | $4,059+9.8% | $3,782+17.8% | $4,194+6.3% |
| Participant deferral / active EE | $12,209 | $5,538+120.5% | $5,096+139.6% | $6,396+90.9% |
| Admin fee / account holder | $53,830 | $10,024+437.0% | $9,162+487.5% | $12,562+328.5% |