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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,469 | $111,535+75.3% | $105,223+85.8% | $137,256+42.4% |
| Participation rate | 89.5% | 78.1%+11.4pp | 75.0%+14.4pp | 80.0%+9.5pp |
| Annual return | 8.57% | 237.85%-229.3pp | 180.65%-172.1pp | 220.34%-211.8pp |
| Employer contribution / active EE | $4,457 | $3,939+13.1% | $3,689+20.8% | $4,156+7.2% |
| Participant deferral / active EE | $12,209 | $5,500+122.0% | $5,072+140.7% | $6,407+90.6% |
| Admin fee / account holder | $53,830 | $9,721+453.7% | $8,859+507.6% | $12,270+338.7% |