Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 26 · EIN 13-5674085 4 WORLD FINANCIAL CENTER · NEW YORK, NY 10281 | Advisory (Participants) | $62,994 |
Filed as: JOHN HANCOCK NEW YORK Service code 15 · EIN 13-3646501 PO BOX 600 · BUFFALO, NY 14201 | Recordkeeping | $1,904 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,185 | $29,525+15.8% | $56,033-39.0% | $77,736-56.0% |
| Participation rate | 18.3% | 32.7%-14.4pp | 52.5%-34.2pp | 70.6%-52.3pp |
| Annual return | 22.61% | 18.90%+3.7pp | 1711.38%-1688.8pp | 31.26%-8.6pp |
| Employer contribution / active EE | $73 | $569-87.1% | $1,041-92.9% | $2,728-97.3% |
| Participant deferral / active EE | $507 | $1,062-52.2% | $1,954-74.0% | $4,651-89.1% |
| Admin fee / account holder | $256 | $1,040-75.4% | $2,827-90.9% | $433-40.9% |