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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,113 | $160,028-64.3% | $147,080-61.2% | $145,884-60.9% |
| Participation rate | 88.2% | 84.0%+4.2pp | 82.2%+6.1pp | 80.3%+7.9pp |
| Annual return | 5.86% | 98.60%-92.7pp | 420.17%-414.3pp | 551.85%-546.0pp |
| Employer contribution / active EE | $1,597 | $5,286-69.8% | $4,933-67.6% | $4,662-65.7% |
| Participant deferral / active EE | $5,180 | $8,422-38.5% | $8,066-35.8% | $6,690-22.6% |
| Admin fee / account holder | $4,868 | $15,030-67.6% | $12,989-62.5% | $13,392-63.6% |